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“To support inclusive national economic growth through the expansion of sustainable access to financial services for Swazi entrepreneurs and the general population by helping them to be innovative, be growth driven and ultimately improving the quality of life for all”. 


“To position ourselves nationally as the leading provider of development finance and other support financial services which directly contribute to national economic development”.



To economically empower Swazi Entreprenurs through the provision of accessible and sustainable financial services. 




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Where We Are



Running a business is every man’s dream and for many turning that dream to reality has been impossible.  For three gentlemen that were working in a block yard, the dream was farfetched, until they were given an offer they could not resist.
Mr. Dlamini, Mr. Shongwe and Mr. Msibi had been working for A & M Block yard performing different tasks. Never in their wildest dreams did they ever think that they would one day own a block making and distribution business. Towards the end of 2003, the Director of A & M block yard informed them that he was selling the business and he wanted to give first preference to his employees. This was an irresistible offer and it also meant sacrificing their terminal benefits for them to acquire the business. Other employees thought it was a risk not worth taking as such only the three out of over twelve employees made the bold decision.
The directors faced a lot of challenges during takeover but they never gave up.


Bal Perazim Investments T/A International Travel Services





Directors of Bal Perazim Investments Mrs. Joyce Matsebula and Ms. Zinhle Ndzinisa decided in 2009 to start a travel agency. When they met in 2006 little did they know that they will be directors of the same company. Mrs. Joyce Matsebula had worked as a Travel consultant for many years dating back to 1986. She had held supervisory positions for over 20 years from her previous employers. She met Ms. Zinhle Ndzinisa at Ultra Travel Services where Ms. Ndzinisa had been working as a Senior Travelling Consultant since 2004.

Read more: Bal Perazim Investments T/A International Travel Services


Some of our achievements since incorporation include the following:

  • European Market Award
  • AADFI Award
  • Star Leadership Quality Award

Read more: Achievements